Bankruptcy

Helping you find debt relief
Filing for bankruptcy is an important decision that has significant implications for your life. But when mounting debt begins to feel unmanageable, bankruptcy can provide relief. Shelly A. Merchant helps you decide whether filing for bankruptcy is the most effective way for you to take control of your debt.

Negotiators of debt-relief options

Bankruptcy is not your only option. Our experienced attorneys at Shelly A. Merchant often work with creditors to develop out-of-court solutions that avoid bankruptcy. Frequently, we can negotiate a smaller debt amount that is payable in more-manageable monthly installments.

Debt analysis
Shelly A. Merchant has been helping people with overwhelming debts for more than 28 years. We analyze your case to determine if bankruptcy will advance your immediate and long-term financial goals. We review your debts, income, and expenses, and we explain the full effects of bankruptcy on your family, business, homeownership and access to credit. If bankruptcy is the right choice, our attorneys provide detailed information about the bankruptcy process and a complete picture of the outcome you should expect. Our upfront approach to bankruptcy gives you confidence in your financial future.

To schedule a bankruptcy consultation, call Shelly A. Merchant today at 281.476.9929 or contact us online.